Annual Report 2024

ANNUAL REPORT 2024 eiopa.europa.eu Neither EIOPA nor any person acting on behalf of EIOPA is responsible for the use that might be made of the following information. Luxembourg: Publications Office of the European Union, 2025 © EIOPA, 2025 Reproduction is authorised provided the source is acknowledged. For any use or reproduction of elements that are not owned by EIOPA, permission may need to be sought directly from the respective rightholders. EIOPA does not own the copyright in relation to the following elements: Cover: © EIOPA/Marton Bekker Page 7: © EIOPA/Marton Bekker Page 9: © EIOPA/Marton Bekker Page 18: © EIOPA Page 19: © AdobeStock/Arnéll Koegelenberg/peopleimages.com Page 39: © EIOPA PDF ISBN 978-92-9473-506-5 ISSN 2467-3706 doi:10.2854/4626873 EI-01-25-000-EN-N ANNUAL REPORT 2024 CONTENTS ANALYSIS AND ASSESSMENT OF THE CONSOLIDATED ANNUAL ACTIVITY REPORT 2024 BY THE BOARD OF SUPERVISORS 4 FOREWORD BY THE CHAIRPERSON 7 FOREWORD BY THE EXECUTIVE DIRECTOR 10 ABBREVIATIONS 12 EXECUTIVE SUMMARY 14 INTRODUCTION 21 PART I- POLICY ACHIEVEMENTS OF THE YEAR 23 CONTRIBUTE TO BUILDING UP SUSTAINABLE INSURANCE AND PENSIONS, INCLUDING BY ADDRESSING PROTECTION GAPS, FOR THE BENEFIT OF EU CITIZENS AND BUSINESSES 23 SUPPORT THE SUPERVISORY COMMUNITY AND INDUSTRY TO MITIGATE THE RISKS AND SEIZE THE OPPORTUNITIES OF THE DIGITAL TRANSFORMATION, INCLUDING BY FURTHER PROMOTING DATADRIVEN CULTURE 26 PROMOTE SOUND, EFFICIENT AND CONSISTENT PRUDENTIAL AND CONDUCT...